We offer Personal Installment Loans in the greater St. Louis and St. Charles County Area. 

Applying is quick and very easy!! 

Click on the locations tab above and select which office you'd like to go to. 


We have locations in Affton and St. Peters that are ready to help you meet your financial needs. No matter what your credit situation might be. 

Bad Credit? 

No Credit? 

Good Credit?

No Problem! We can help you!


Update!! We now offer loans on most Pre-Paid Bank Accounts!! *
(*Some restrictions apply. Ask store employee for details)

Disclosure: *Loan Amounts are based upon credit approval.  **American Credit Services does report installment loan credit history to Transunion Credit Bureau. 

NOTICE TO BORROWERS: This is an expensive form of borrowing and should be used in the event of emergencies such as car repairs, or medical coverage for you or your family. There are less expensive forms of credit available such as personal loans, home equity lines of credit, or using an existing savings account. Please make sure you fully understand the terms and conditions of your loan agreement before signing. 


Why us? Well... here is what customers of ours are saying? 

"Will recommend this place to everyone. Helps you build your credit and helps you in a tight spot. Fast and Easy! Thank you!" - Danielle

"This place has really helped me alot! Great Customer services!!" - Wanda

"Best place for a loan around...... by far one of the best ranking customer service in town" - John

AMERICAN CREDIT SERVICES

"Don't waste your time going anywhere else. This place is Aweseom!! - Mary.

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