For 15 years American Credit Services has served and called St. Louis home. Moving from Fenton to Affton in 2006, American Credit Services has worked hard to compliment the Affton community and provide the utmost respect and service for its customers. Offering Installment Loans, American Credit Services works hard to serve it’s community.

In 2019, American Credit Services decided to expand its offerings to the St Charles County area, opening a store in the St. Peters Community. Just like our mission in Affton, American Credit Services wants to bring the those same values to the Greater St. Charles area so we can give our customers that same level of respect and service. Our St. Peters location will be offering Installment Loans. 

About our Owners

Steve Reuter has his roots set in Affton and even chose to raise his family there.  Steve previously worked for a local grocery store for 20 years and enjoyed his time working face to face with his community. Steve’s desire to help the community and work with people pushed him to take the step into offering alternative finance and has been doing so for over 20 years. Steve’s goal in providing alternative finance loans is to help those people out who have nowhere to turn, denied by banks or have less than perfect credit. Everyone needs a hand to pull them up sometime in their life. Steve prides himself in offering these services and being able to help repair credit scores.

Aaron Narup originally grew up in the South St. Louis Area, but has been residing in St. Charles County since 2007. Aaron has been in the financial industry since 2006, and Like Steve, has a strong desire to help individuals that need that little extra help financially. When an opportunity presented itself to open a branch location in St. Charles County, Aaron was fully on board. Aaron has a willingness to work with any person that may need help regardless of their credit situation.

 Just as important is Lisa, the store manager of our Affton location. Lisa has been working with American Credit Services since 2006. Lisa goes out of her way to assist in any way she can. A friendly voice to talk to, Lisa enjoys getting to know her customers most about her job. Lisa views American Credit Services as a family oriented company and considers her customers part of the family as well. Lisa can help you figure out what the loan works best for you and easy to pay off.

We appreciate the opportunity to give you the financial assistance you need. By choosing American Credit Services as your lender, you can be sure to be treated like family and will work with one of the most flexible lenders around.

About Us


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