Locations:

314-353-3400 - St. Louis/Affton

636-787-7894 - St. Peters

Offering Installment Loans in  THE Affton and St. Peters Missouri Areas

Copyright ¬©American Credit Services. All rights reserved.  

Customer Notice: Please read and understand the terms of the loan agreement before signing.                        The maximum annual percentage rate that is being charged on loans at this location is 550.00%.


This Lender is regulated by:
Missouri Division of Finance
P.O. Box 716

Jefferson City, MO 65102
(573) 751-3463

Secured Installment Loans in Missouri


The Secured Installment Loans that we offer are more of a traditional loan and structured just like our installment loans that we offer. This means that the loan is paid back over a longer period of time and has equal payments.  This differs from the payday loan product that requires you to pay your entire loan off within a shorter period of time.   Payments on installment loans can be made until the loan is paid in full or paid off early at anytime without penalty.   Our Secured Installment Loan payments range between 4 and 18 months, depending on the amount that you borrow.   


Secured Installment Loans do require that you place some form of collateral that you personally own on the loan such as a free and clear car title.


Another added benefit of our Secured Installment Loan product is that we report the payment history directly to one of the 3 major credit bureaus, Transunion.  When payments are made on-time, the reporting of these to the bureau can increase your credit score.  


In order to qualify for one of our Installment Loans, you simply need to have verifiable form of income, a working phone number, and some form of collateral. For more details on what forms of collateral that we accept, please contact us at our store location.


**Loan Amounts are based on credit approval.   


Missouri Installment Loan Rates:

AMERICAN CREDIT SERVICES

Minimum Loan Amount: $100.00

Maximum Loan Amount: $2,500.00

Maximum APR: 499.00%


*Payment Schedules can be setup on Bi-Weekly, Semi-Monthly, or Monthly Plans


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